SIC 7323 | NAICS 561450
Comprehensive research reports provide in-depth industry analysis and five-year growth forecasts, with special focus on the underlying structure and external forces and relationships that affect industries and their performance. Topics addressed in the reports include:
Various sections listed above provide industry news and information for consumer reporting agencies and their associated personnel, with commentary and recommendations from the NCRA with regard to its official position on specific consumer issues included under "Current NRCA Position Papers" in the "Legislative News and Actions" section. All articles and other information are available free online.
Consumer Reporting Companies
CFPB publication provides information on the three nationwide reporting agencies (e.g., TransUnion, Equifax, and Experian) and other specialty consumer reporting companies that may collect personal information in addition to credit information for employment screening, tenant screening, bank/check screening, health insurance, personal property insurance, and low-income/subprime loan purposes.
Key Dimensions and Processes in the U.S. Credit Reporting System
Whitepaper describes the reporting infrastructure at the three largest nationwide reporting agencies, with a focus on consumer data collection, compilation, and reporting processes. Topics addressed in this publication include credit bureaus, files, reports, and scores, data furnishers and users, data screening, compiling files, inaccuracies in files and data, disputing errors, and monitoring accuracy.
Small business guide provides a summary overview of the three major business reporting bureaus and describes the reporting formats and financial scores used by D&B (e.g., delinquency predictor score, financial stress score, supplier evaluation risk rating, 100-point Paydex score), Equifax (e.g., Small Business Financial Exchange (SBFE) report), and Experian (e.g., 100-point business score).
Chapter 1 of this guide provides an overview of the different types of service providers (e.g., bureaus, registries, commercial service providers), ownership structures (e.g., for-profit independent, for-profit creditor-owned, and not-for-profit creditor association), the role they play in the marketplace, and the types and scope of consumer and business information they collect from public and private sources.
Five-year financial statement analysis includes income statements, balance sheets, and key financial ratios, with data available by sales size range on a national, state, and metro area level including:
Financial information section of these reports provides an analysis of industry expenses and profit as a percentage of revenue for companies that provide information used by lenders and other parties to assess the financial status and creditworthiness of consumers, businesses, and other organizations, or help individuals by identifying reporting errors and disputing and correcting inaccurate information.
Online calculator provides compensation data for management and staff personnel involved in credit management and analysis, with data for each job position filterable by type of business, business or industry sector, annual revenue, number of customers, geographic region, tasks performed, area of responsibility, required years of experience, required education, and number of persons supervised.
Free online service provides salary, bonus, and hourly wage rate data for selected job positions such as marketing coordinator, senior business analyst, business analyst, data analyst, security engineer, information security specialist, and senior customer service representative, with employers for which wage data is provided including Equifax, Inc., Experian Consumer Direct, Inc., and TransUnion LLC.
Credit Reporting Services
Free online service provides salary, bonus, and hourly wage rate data for selected job positions such as marketing manager, call center supervisor, data analyst, software engineer, application developer, and technical support representative, with employers for which wage data is provided including CBC Companies, Inc., Equifax, Inc., Experian Group, Ltd., Progrexion Holdings Inc., and TransUnion LLC.
Interactive database provides detailed transaction data for over 38,000 private and public companies sold for prices ranging from under $250,000 to over $500,000,000, with valuation measures provided including market value of invested capital as a multiple of revenue, gross profit, EBIT, EBITDA, SDE, and book value of invested capital. User guide, free webinar, and sample reports are available online.