Publications section includes current and prior issues of the AFSA Newsbriefs newsletter, press and media releases,
comment letters, white papers, talking points, and issue briefs, with topics covered in this
section including industry news and developments, state and federal legislative and regulatory concerns, association
initiatives, and member company news. All information is available free online.
Consumer Lending in the US
Market research report provides a detailed analysis of the consumer credit sector, with historical data and
forecasts by lending category (e.g., credit cards, automobile loans, durable goods loans, student loans, home
loans, and other personal loans) including outstanding balance value and growth, gross lending value and growth,
and non-performing loans as a percentage of outstanding balance value.
Consumer Banking and Borrowing: U.S. Market Trends
Market research study provides in-depth analysis of this finance sector, with information provided in
The Federal Reserve Board
Chapter 5: Loan Trends including historical trend data by loan type (e.g., automobile loan, credit card loan,
personal loan, student loan, and real estate mortgage loan) and type of banking institution (e.g., commercial
banks/savings institutions, state and federal credit unions, and financing companies).
Data available from this federal government agency includes:
Consumer Credit - G.19
Monthly statistical release provides historical trend data for revolving and non-revolving credit levels outstanding
and credit flows by type of holder (e.g., depository institutions, finance companies, credit unions, federal
government, nonprofit and education institutions, nonfinancial businesses, and pools of securitized
assets) for the last three months, the last five quarters, and the last five calendar years.
Finance Companies - G.20
Monthly statistical release provides historical trend data for receivables owned or managed by finance companies
by type of consumer loan or lease (e.g., automobile, revolving, and other), real estate loan (e.g., one-to-four
family, other), and business loan or lease (e.g., motor vehicle, equipment, and other business receivables)
for the last three months, the last five quarters, and the last five calendar years.
Market analysis report provides industry statistics for a user-defined area on a national,
state, county, metro area, or zip code level, with data provided including number of
companies, market volume and sales trends, average company sales, sales per employee,
staffing and employment trends, average employee wage, and business start up activity and failure rates. Sample
report can be viewed online.