Pawn Shops, Used Merchandise, and Thrift Stores
See the following sections listed below to view available resources by category:
For guides to other industries, see our index of over 400 industries.
Industry Analysis, Statistics, Trends, and Forecasts
- Market size, product segments, and major markets
- Key industry statistics, trends, and financial ratios
- Operating conditions and current performance
- Competitive landscape and environment
- Major company profiles and market shares
- Five-year outlook and growth forecasts
NPA | Issuu, Inc.
National Pawnbroker Magazine
https://nationalpawnbrokers.org / digital-archive
Quarterly journal features news and information for independent pawnbrokers, with topics covered in the magazine including industry news, business strategies and solutions, member spotlights, human resources and employment, compliance requirements, legislative activities, technology updates, and trade shows, events, and conferences. Current and archived digital editions are available free online.
National Pawnbrokers Association
Information resources available from this trade association include:
Pawn Industry Statistics / State Laws
https://nationalpawnbrokers.org/statistics
/ state-laws
Introductory sections provide a summary overview of the industry,
with topics covered including size
in terms of number of establishments,
business ownership, loan terms and characteristics, customer demographics, pawnbroker licensing
and examination,
federal statutes and regulations, and links to state laws and
licensing and regulatory authorities by state. All information can
be viewed free online.
Opening A Pawn Shop
https://nationalpawnbrokers.org/
Start-up guide covers the various aspects of starting and operating a pawn shop,
with topics covered in the
guide including initial investment, required tools and equipment, choosing a location in a target
market, regulatory and reporting requirements, financing
the business, insuring against losses, store security, storage considerations,
and finding the right employees. Publication is available free online.
NARTS: The Association of Resale Professionals
Information resources available from this trade association include:
Statistics & Trends / Frequently Asked Questions
https://www.narts.org/statistics
/ faqs
Introductory sections provide an overview of the resale and consignment
shop industries, with topics covered including resale industry size and growth,
fastest growing market segments, reasons for the growing popularity
of resale, key factors that can spell success or failure for
resale shop owners, and consumer perceptions of resale and how they affect
its future. All information is available free online.
Guide to Opening A Resale Shop
https://www.narts.org/
Step-by-step handbook provides practical advice on starting and operating a resale shop, with topics
covered in the guide including choosing a location, creating
an image, designing the store layout and displays, obtaining and
pricing merchandise for resale, setting policies and fees, courting
customers, marketing the business, and dealing with suppliers. Detailed
table of contents is available free online.
Marketdata Enterprises, Inc.
U.S. Pawn Shops
https://www.marketdataenterprises.com/
Comprehensive study provides an in-depth analysis of the pawnshop industry, with topics addressed in the report including nature of the business, customer demographics, factors driving demand, state and federal regulation, industry size, growth, and forecasts, census survey data and operating ratios, major competitor profiles, and additional reference sources. Table of contents is available free online.
BizMiner
Market Analysis
https://www.bizminer.com
Market analysis report provides industry statistics for a user-defined area on a national, state, county, metro area, or zip code level, with data provided including number of companies, market volume and sales trends, average company sales, sales per employee, staffing and employment trends, average employee wage, and business start up activity and failure rates. Sample report can be viewed online.
Financial Statements and Financial Ratios
Pawnshops and Used Merchandise Stores
https://www.bizminer.com Search for "522298.02" and "453310"
- Income and expenses in dollars and percentages
- Balance sheets in dollars and percentages
- Profitability and return on investment ratios
- Liquidity and working capital ratios
- Asset turnover and efficiency ratios
- Capital structure and debt service ratios
NARTS: The Association of Resale Professionals
Operating Survey
http://www.narts.org/
Financial benchmarking survey lets users compare their shop's performance with other resale shops, with data broken out by type of operation (e.g., for profit, not for profit), sales mix (e.g., mostly ladies', mostly children's, mostly furniture, variety), sales volume per store, total square feet space per store, total number of years in business, and major geographic region. Table of contents is available online.
Compensation and Salary Surveys
PayScale, Inc.
Compensation resources available from this organization include:
Pawnshop
https://www.payscale.com/
Free online service provides salary, bonus, and hourly wage data for job positions in this sector such
as district manager, store manager,
assistant store manager, pawnbroker, and sales associate, with
companies for which salary or hourly wage rate data is provided including
Pawn America Minnesota, L.L.C.,
Cash America International, Inc., FirstCash, Inc., EZCORP,
Inc., and EZPAWN Holdings, Inc.
Used Merchandise / Thrift Store
https://www.payscale.com/
Free online service provides salary, bonus, and hourly wage data for job positions in this sector such
as retail store manager, assistant
store manager, sales associate, and retail cashier, with employers
for which salary or wage data is provided including America's
Thrift Stores, Inc., Value Village
Stores, Inc., Savers, LLC, Goodwill Industries, Inc., Society
Of St. Vincent De Paul, and The Salvation Army.
Business Valuation Resources
Check Cashing Services
Consumer Finance Companies
Jewelry Stores
Rent To Own Stores
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