Consumer Finance Companies
SIC 6141 | NAICS 522291
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Consumer Lending in the US
Market research report provides a detailed analysis of the consumer credit sector, with historical data and forecasts by lending category (e.g., credit cards, automobile loans, durable goods loans, student loans, home loans, and other personal loans) including outstanding balance value and growth, gross lending value and growth, and non-performing loans as a percentage of outstanding balance value.
Consumer Banking and Borrowing: U.S. Market Trends
Market research study provides in-depth analysis of this finance sector, with information provided in
The Federal Reserve Board
Data available from this federal government agency includes:
Consumer Debt Statistics
Consumer Credit - G.19
Finance Companies - G.20
Financial Ratios and Benchmarking Data
https://www.bizminer.com Search for "522291"
Five-year financial statement analysis includes income statements, balance sheets, and key financial ratios, with data available by sales size range on a national, state, and metro area level.
AFSA Independents Financial Survey
Annual financial survey allows users to compare their company's performance with other independent consumer finance companies, with data provided including income statement and balance sheet data and comparative benchmarks for over 25 other measures such as interest income to average notes receivable, bad debts and recoveries, loan delinquency rates, and pre-tax return on average assets.
Financial information section of this profile provides income statements, balance sheets, and financial ratios by company size based on annual net revenue for companies in this finance sector that provide unsecured loans to consumers, with major companies in this sector including OneMain Holdings, Inc., DFC Global Corp., Cash America International, Inc., EZCORP, Inc., and SLM Corporation (Sallie Mae).
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Compensation and Salary Surveys
Free online service provides salary, bonus, and hourly wage rate data for job positions in this sector such as branch manager, compliance manager, personal banker, loan officer, loan processor, and credit analyst, with employers for which salary or hourly wage data is provided including OneMain Holdings, Inc. (American General / Springleaf Financial Services, Inc.) and Mariner Finance, LLC.
U.S. Bureau of Labor Statistics
Nondepository Consumer Lending
Annual wage survey provides hourly and annual wage data for personnel employed by nondepository lending and finance firms on a national, state, and metro area basis, with companies in this category including establishments that provide unsecured cash loans to consumers such consumer finance companies, personal credit/finance institutions, small loan companies, and student loan companies.
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Business Valuation Resources